Tax Planning

We incorporate tax planning into everything we do for our clients, with an aim to provide tax-efficient investment strategies and financial advice to our clients.

Examples of situations our clients face where our expertise in tax planning can help:

 

  • I am looking to make an allocation change across my investment portfolio to be more conservative—what will be the tax consequences of making those changes?

  • I have my savings spread across different account types—401(k), IRA, Roth IRA, SEP IRA, checking/savings accounts—what is the most tax efficient way to draw an income from these assets during retirement?

  • Should I be saving money through my 401(k) plan, traditional IRA, Roth IRA, or another account registration?

  • I am self-employed—what retirement vehicles are available that will provide tax-advantaged savings?

  • Are certain investment securities more tax efficient than others?

  • How do I make charitable contributions in the most tax efficient way? Can I make those contributions directly from my IRA to avoid counting that as ordinary income? Can I make contributions from a taxable account with appreciated securities to avoid capital gains tax while also deducting the full value on my tax return?

  • I plan to downsize from my larger home to a smaller home for retirement—what are the potential tax consequences and how can I plan for those?

  • How can I incorporate tax planning into my estate plan to avoid unnecessary taxes paid on those assets?